Helping Other People Excel Federal Credit Union wants to be your credit union, and we would love to serve you!

In order to qualify for the benefits of HOPE FCU membership you must, as an individual, work, worship, live or volunteer in Lakewood, NJ. As a business, you need to be located in Lakewood, NJ. Family of current members can also join! We define family as anyone related by blood, marriage, adoption, or someone living in the same household. This also includes surviving spouses of deceased members.

Joining HOPE FCU couldn’t be easier!

• Just bring your government-issued picture ID (e.g. driver’s license, military ID) and your social security card. If your ID indicates a PO Box, please also bring proof of physical residence, such as a recent utility bill.
• Complete a short form and deposit at least $30.00 into your new savings account.

Depositing that $30.00 allows you to have full, free access to all of our services. Maintaining that $25.00 also ensures that you are a member for life, even if you move.